RR Accountants × Tide · Business banking partner
Tide Business Account — recommended by RR Accountants.
Clean bank feeds. Faster reconciliation. A potential cash bonus for new accounts. RR clients can open a Tide business account using our referral code.
Why RR Accountants recommends Tide
We recommend Tide because it genuinely simplifies the bookkeeping process. Clean transaction feeds flow directly into Xero, FreeAgent, and QuickBooks — reducing manual imports and bank statement chasing at month-end. For clients subject to MTD (landlords above £50k from April 2026, all VAT-registered businesses), the digital link from Tide's bank feed to your accounting software is exactly what HMRC requires.
What Tide does for your accounting
Automatic bank feeds
Transactions flow directly into Xero, FreeAgent, or QuickBooks — no manual imports, no chasing bank statements.
MTD digital link
Tide's integration with MTD-compatible software satisfies the digital link requirement for MTD VAT and MTD Income Tax.
Clean business/personal split
From day one, your business income and expenses are properly separated — critical for accurate accounts and tax returns.
Faster month-end
Less time spent reconciling. Your accountant spends less time on admin and more on advisory work.
The referral offer
As a Tide accountant partner, RR Accountants has a referral code for clients who want to open a Tide business account. When you open an account using our code and meet Tide's spending threshold, you may receive a cash bonus. Contact us to get the current code and confirm the latest terms.
Referral terms and bonus amounts are set by Tide and change periodically. Always verify the current offer at tide.co before applying.
Tide + RR Accountants — FAQs
Does RR Accountants recommend Tide?
Yes. We recommend Tide as a business banking option for many of our clients — particularly new limited companies and sole traders who need clean, simple business banking. Tide's bank feeds integrate well with bookkeeping software, which reduces admin at month-end. We recommend it because it genuinely simplifies the bookkeeping process.
Is there a referral bonus for RR clients who open a Tide account?
Tide offers a referral programme for accountant partners. When RR clients open a Tide business account using our referral code and meet Tide's spending threshold, both parties may receive a cash bonus. Contact us to get the current referral code and confirm the latest terms — Tide's referral offers change periodically. [Verify current offer at tide.co]
Is Tide good for MTD and bookkeeping?
Yes. Tide integrates with Xero, QuickBooks, and FreeAgent — meaning your transactions flow directly into your bookkeeping software without manual imports. This is particularly useful for MTD Income Tax (from April 2026 for landlords above £50k) and MTD VAT, where digital record-keeping links are required.
Are there any downsides to Tide?
Tide is a business banking platform, not a high street bank. It works well for day-to-day business transactions, but has limitations on cash deposits and some features that traditional banks offer. For most SMEs, limited companies, and sole traders, it's a strong fit. We'll tell you honestly if it's not right for your situation.
Can I use Tide alongside my existing accounts?
Yes. Many clients use Tide as their primary business current account while keeping existing accounts for specific purposes. The bookkeeping integration works regardless of whether it's your only account.
Related
Tide referral code
Book a call to get your referral code.
We'll send you the current Tide referral code and explain what the offer looks like at the time of opening.
Book a call →RR Accountants — Tide accountant partner