Landlord accountant fees · UK guide · 2026
How much does a landlord accountant cost in the UK?
Clear, published fee ranges — no surprises. What landlord accountancy costs, what affects the price, and what you should expect to be included.
Book a call to confirm your fee →Landlord accountant cost — short answer
UK landlord accountancy fees start from around £150–£200 per month for a straightforward residential portfolio on a monthly engagement. Self-assessment-only (no ongoing service) starts from £300 as a one-off. Complex portfolios with SPVs, HMOs, and bookkeeping run £400–£600+ per month. The cheapest option is rarely the most cost-effective — a missed Section 24 saving or an unplanned CGT bill typically exceeds years of fee savings.
Who this applies to: UK landlords comparing accountancy options and prices.
RR Accountants fee guide for landlords
Monthly engagements. Fixed fee agreed in writing after your discovery call. VAT charged separately.
Residential landlord — self-assessment + MTD
From £200/month- ✓Self-assessment with SA105 property pages
- ✓MTD Income Tax readiness and quarterly submissions
- ✓Allowable expenses review
- ✓Monthly Portfolio Reporting Pack via Compliance Vault™
- ✓Year-round advisory access
Best for: 1–5 personally-held properties, no SPV
Residential landlord — with SPV
From £300/month- ✓Everything above
- ✓SPV annual statutory accounts
- ✓CT600 corporation tax return
- ✓Companies House filing
- ✓Salary and dividend planning for SPV director
Best for: Mix of personal-name and SPV properties
Complex portfolio
From £400/month- ✓Multiple SPVs or HMOs
- ✓CGT planning on disposals
- ✓Management accounts
- ✓VAT (if applicable)
- ✓Full bookkeeping
Best for: 6+ properties, multiple structures, or commercial property
Self-assessment only (one-off)
From £300- ✓Annual SA return with property pages
- ✓Basic expense review
- ✓No ongoing engagement or advisory
Best for: Single property, straightforward income, no planning needed
What affects the cost of a landlord accountant?
Number of properties
Each additional property adds time — more SA105 pages, more expense reconciliation, more portfolio reporting lines.
SPV (limited company)
Adds annual accounts, CT600, Companies House filing, and director self-assessment on top of the personal return.
Bookkeeping included
If you keep your own records in a standard format, cost is lower. If the accountant also handles bookkeeping, expect 30–50% more.
MTD compliance
From April 2026, landlords above £50k gross need quarterly digital submissions. This is typically included in monthly engagements but adds cost to annual-filing-only services.
Advisory depth
Firms that only file charge less. Firms that plan Section 24, model SPV transfers, advise on CGT timing, and run an Annual Compliance Review charge more — and typically save more.
Specialist vs generalist
A specialist landlord accountant charges a premium over a generalist. The premium is usually recovered through one better-timed decision.
Landlord accountant cost — FAQs
How much does a landlord accountant cost in the UK?
UK landlord accountancy fees typically start from £150–£200 per month for a straightforward residential portfolio with self-assessment and MTD readiness. More complex portfolios — HMOs, mixed-use, multiple properties with bookkeeping — cost £300–£600+ per month. Self-assessment-only (no ongoing engagement) starts from around £300 as a one-off annual filing.
What affects how much a landlord accountant charges?
The main cost drivers are: number of properties (more properties = more time); whether an SPV is involved (adds annual accounts and CT600); whether bookkeeping is included or done by the landlord; whether the firm provides year-round advisory or just files annually; the location of the firm (London firms typically charge more); and the firm's specialist depth (specialists charge more than generalists).
Is a monthly fee or annual fee better for landlords?
Monthly fees are more predictable — they spread the cost and ensure year-round access rather than a single annual engagement. Annual fees can be lower in total but often result in rushed year-end work and no contact in between. For landlords with MTD Income Tax obligations from April 2026, a monthly engagement that includes quarterly submissions is more practical than a once-a-year filing service.
What should be included in a landlord accountant's fee?
At minimum: self-assessment return with SA105 property pages, advice on allowable expenses, and MTD Income Tax compliance if applicable. A good landlord accountant also includes year-round availability, proactive advisory (not just filing), portfolio reporting, and a written engagement letter specifying exactly what is and is not included. Hidden add-on fees are a red flag.
How much extra does SPV accounting cost?
An SPV (limited company holding property) requires annual statutory accounts, a CT600 corporation tax return, and Companies House filing in addition to your personal self-assessment. At RR Accountants, SPV accounting adds £100–£200 per month to the personal engagement fee, depending on complexity.
Are cheap online accountants suitable for landlords?
Volume-model online firms (typically £20–£50 per month) are built for straightforward sole-trader businesses with simple accounts. Most do not have deep landlord tax expertise — Section 24 modelling, SPV structuring, CGT planning, and MTD ITSA readiness are specialist areas that require more than a software platform and a rotating account manager. The cost of a missed CGT relief or an unplanned Section 24 bill often exceeds years of fee savings.
How much does a self-assessment return cost for a landlord?
A standalone self-assessment return with property pages (SA105) for a landlord typically costs £300–£600+ as a one-off annual filing depending on complexity. Multiple properties, overseas income, or capital disposals add cost. Some firms charge this without offering any advisory between filings — so the filing cost is not the whole picture.
What is RR Accountants' fee for landlord accountancy?
Our landlord fees start from £200 per month. This includes self-assessment with property pages, MTD Income Tax readiness, monthly portfolio reporting through Compliance Vault™, and year-round advisory. SPV accounting adds £100–£200 per month. Fees are confirmed in writing after your 20-minute discovery call — no surprises and no hidden charges.
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Book a call →Iftikhar Rashid FCCA · 16 years · Specialist in property and landlord tax