Birmingham · B11 4AB, Sparkhill · Founded here in 2010
Landlord accountant Birmingham.
Section 24. MTD Income Tax. SPV structuring. CGT planning. HMOs. Founded in Birmingham — this is our home market.
Landlord accountant Birmingham — short answer
RR Accountants is a Birmingham-founded landlord accountancy practice led by Iftikhar Rashid FCCA with 16 years in practice. Birmingham has one of the UK's highest landlord densities outside London — including a major HMO market across Bordesley Green, Sparkbrook, Selly Oak, and Harborne. We handle self-assessment with SA105 property pages, MTD Income Tax from April 2026, Section 24 planning, SPV annual accounts, CGT, and year-round portfolio reporting for Birmingham landlords.
2010
Founded in Birmingham
B11 4AB, Sparkhill
Our founding office
FCCA
Iftikhar Rashid
Birmingham's landlord market — what we know
One of the UK's densest landlord markets
Birmingham has a particularly active buy-to-let market — Bordesley Green, Handsworth, Sparkbrook, Erdington, Selly Oak, Harborne. Many Birmingham landlords have 5–15+ properties, often mixed personal-name and SPV.
HMO concentration
Birmingham has significant HMO density around its four universities. HMOs have specific expense rules (licensing costs, furnishing allowances), higher management complexity, and different SA105 treatment.
Section 24 impact
Birmingham property values mean mortgages are typically in the £150k–£400k range per property. Section 24 bites at every mortgage level — but the cumulative cost across a 10-property Birmingham portfolio can be significant.
SPV transfers — different economics vs London
Birmingham property values are typically lower than London, which means SDLT and CGT on SPV transfers can be more manageable. Some Birmingham landlords find the transfer economics work where they wouldn't in London. We model it per property.
What we handle + Birmingham fees
Self-assessment (SA105)
All Birmingham properties. Rental income, allowable expenses, Section 24 calculation.
MTD Income Tax
Software setup, HMRC registration, quarterly digital submissions from April 2026.
Section 24 modelling
Per-portfolio impact quantified across your Birmingham holdings.
SPV annual accounts + CT600
Birmingham property limited companies — accounts, CT600, Companies House.
CGT 60-day reporting
Capital gains computation and HMRC report within 60 days of Birmingham completions.
HMO accounting
HMO-specific expense rules, licensing costs, portfolio reporting.
Fees
Exact fee confirmed in writing after discovery call. VAT charged separately.
Book a call →Birmingham landlord accountant — FAQs
Why choose RR Accountants for landlord tax in Birmingham?
We founded RR Accountants in Birmingham in 2010. The Birmingham office is our largest — and Birmingham has one of the UK's highest landlord densities outside London, with a particularly active HMO market in Bordesley Green, Sparkbrook, Handsworth, and Erdington. Our landlord specialism is not generic — it was built around the specific challenges of Birmingham's buy-to-let market.
How much does a landlord accountant cost in Birmingham?
Our Birmingham landlord fees start from £200 per month for a residential portfolio with self-assessment, MTD readiness, and portfolio reporting. SPV accounting adds £100–£200 per month. Self-assessment only (no ongoing engagement) from £300 as a one-off. Exact fee agreed in writing after a 20-minute discovery call.
Do you work with Birmingham HMO landlords?
Yes. Birmingham has one of the UK's largest HMO markets — particularly in areas like Selly Oak, Harborne, and around the university corridors. HMOs have specific expense rules, licensing costs that may be allowable, and different yield profiles that affect the Section 24 calculation. We work with Birmingham HMO landlords at every scale.
Can you help Birmingham landlords with MTD Income Tax?
Yes. MTD Income Tax started April 2026 for landlords above £50,000 gross rental income. We are already onboarding affected Birmingham clients — software setup, HMRC registration, digital records, quarterly submissions. Birmingham landlords with large portfolios are often well above this threshold. [VERIFY current threshold at gov.uk]
Do you handle SPV structuring for Birmingham property investors?
Yes. Birmingham property investors often hold mixed structures — some properties personally, some in SPVs. We handle both in a single engagement: SA105 property pages for personal holdings, annual accounts and CT600 for SPVs. We also model the SPV transfer question for Birmingham clients — SDLT and CGT costs are usually lower here than in London, which can change the economics.